Up on the Roof: Court Holds Landlord an Additional Insured

Leases of real property often require the tenant to obtain liability insurance covering the premises and to name the landlord as an additional insured under the policy.  The extent to which the landlord is entitled to coverage depends, at least in the first instance, on the particular language in the tenant’s policy.  A typical additional… Continue reading Up on the Roof: Court Holds Landlord an Additional Insured

When the Levee Breaks: Broker Has No Duty to Recommend Higher Limits

For over 100 years, it has been well established under New Jersey law that an insurance broker owes a duty to the insured, its client, to act in good faith and with reasonable skill in performing its services.  That duty, however, is not unlimited.  For instance, absent a “special relationship,” an insurance broker has no… Continue reading When the Levee Breaks: Broker Has No Duty to Recommend Higher Limits